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Welcome to Northern Mutual


In 1889 Erick Kakela, a farmer from Calumet, Michigan, set out to form a mutual fire insurance company. He gathered 40 prominent citizens of Calumet in October of 1889 to sign the Articles of Incorporation and the first policy was written shortly thereafter.

The founders had a strong Finnish heritage and named the company "Suomalaisten Keskinainen Palovakuutus - Yhtio", which translates to Finnish Mutual Fire Insurance Company. The company operated as Finnish Mutual until 1990 when the name was changed to Northern Mutual Insurance Company.

Today Northern Mutual has grown to provide Homeowners, Dwelling Fire and Automobile Insurance through Independent Agents spread across the State of Michigan, and strives to be the insurance company of choice in the communities we serve.







201 Quincy Street
P.O. Box 570
Hancock, MI 49930

(906) 482-2880 Tel
(906) 482-7659 Fax

Toll-Free Phone Numbers
(877) 437-5925 Nationwide


Hours: Monday – Friday 8:00-4:30 EST

Our current A.M. Best rating is "A-, Excellent".


© 2023 Northern Mutual Insurance Company. All rights reserved.

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