Homeowners Insurance

Your home is the biggest investment you will make. Having proper coverage gives you the peace of mind knowing that you, your contents, and home are adequately covered in the event of a loss.

Northern Mutual offers a variety of options for homeowners, mobile home owners and renters, to protect your property. Optional coverage is available for boats, recreational vehicles and more.

Family in a car.

Homeowners Programs Available

Renters (personal property)

Mobile Homes


  • Basic Form- HO1

  • Broad Form- HO2

  • Special Form-HO3

  • Special Building & Contents Form- HO5


  • Age of Dwelling

  • Home and Auto Package

  • Protective Devices

  • Senior Citizen

  • No Wood

  • Additional Secondary Residence

  • Pay Plan Discount

Optional Coverages

  • Boats

  • Snowmobiles

  • Recreational vehicles

  • Identity theft Expense

  • Water Backup and Sump Discharge or Overflow Repair Cost

  • Furs

  • Jewelry


Find an Agent Near You

If you would like to learn more about our products, have policy questions, or to request a quote, please contact an agent near you. Start your search below.

How may we help you today?

How may we help you today?

Contact Us

Contact Us

Reach out with any
questions about your
account or our
insurance products.

Insurance Claims

Insurance Claims

To file a claim or check
the status of your claim,
contact your local
NMIC Agent.

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Make A Payment

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Electronic Funds Transfer (EFT),
E-check or by credit card.

Find An Agent

Find An Agent

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Mutual Insurance Agent
using your zip code and
preferred travel distance.